BUSINESS LOAN

As an enterprise from the agricultural, industrial or service sector, you need an experienced partner who develops appropriate solutions in dialogue with you and stands by your side – even in difficult times. We offer you the right long-term financing and packaged solutions tailored to your needs.

Working in close partnership with you, we work out a carefully thought-out, viable financing solution for your undertaking that takes reasonable account of potential risks. We have the required industry know-how together with knowledge about local circumstances and framework conditions. With our international network, we can also arrange large-scale funding by involving other financiers, if required.

Kutumb Credit has been a great help, enabling us to become the business we are today. It not only supported us with financing, but also with advice on environmental matters.

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Four major elements that we offer:

  • Interest rate: fixed or variable, market-oriented depending on project and country risks
  • Structuring: tailor-made and according to the customer’s requirements
  • Collateral: usually as the company's fixed assets in the country of investment
  • Term: generally between 1 and 2 months
  • Equity participation in the company in the country of investment
  • As a rule with a minority stake
  • Variable structuring of risk components
  • Clearly defined exit strategies